Holiday spending already? It pays to plan early.
The holidays sneak up. Travel, gifts, get-togethers... it adds up fast. Starting now means less money stress later. Our Visa® Signature Rewards Card helps you prep with 0% intro APR for 12 billing cycles on purchases and balance transfers made in the first 90 days.* No annual fee. No foreign transaction fees. 24/7 support when you need it. And points you can redeem for cash, travel, or gifts
2|3. More breathing room now. Fewer surprises in December.
* The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer, offer subject to change without notice. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 12.00% -17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Subject to approval. We will not process any balance transfer requests that are from any other account or loan that We (Air Academy Federal Credit Union, DBA Air Academy Credit Union) previously issued.
2Reward points can be redeemed as Cash Back or through the Merchandise Mall at www.CURewards.com. Reward points redeemed as Cash Back will be in the form of a cash deposit to a checking or savings account, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
3The CURewards® Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
Late payments or going over the credit limit may damage your credit history.
The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc.
Visa® is a trademark owned by Visa International Service Association and used under license. |
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